Reference

Legal terms for India accounts

We keep the legal terms, cookie rules and account-data handling for fnu88 in one place, so you can check what applies before you open an account.

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What local law means here

fnu88 Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

This notice explains how we handle legal terms for India-facing accounts, how we record consent where needed, and how we apply the same rules across login, wallet activity and support messages. When your activity touches UPI, Paytm or PhonePe, we keep the transaction reference, time and

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status only as long as we need them for verification, dispute handling or a legal duty. Access stays open only where local law permits, and we may narrow or pause it if the rules in your area change. If we revise the terms, we replace the
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page copy and keep the newer version in force from the stated effective date. For anything that needs a correction or record check, use the contact route linked in your account so we can match the request to the right profile.

Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

CONTACT ROUTES

Ways to reach our legal team

If you need a copy of stored records, a correction, or a question about a notice, use the contact routes we list in your account.

Email request Write to the address linked in your account if you need a correction, a copy of stored data, or a question about access. We use the registered contact to confirm identity before we act on anything.

In-app chat Use chat for time-sensitive legal queries about login changes, session issues or notice delivery. If the request touches account data, we may ask you to confirm a code or answer security questions.

Phone line Call during the listed India hours for urgent blocking or contact changes. We will still ask for verification, because legal requests can affect your account record and need the right match.

RECORD CARE

How we handle records safely

Our handling of legal data starts with the minimum set needed for your account, transaction checks and dispute response.

Data handling

We keep only the account fields, transaction references and message history needed to run the service, answer disputes and meet legal duties. We do not add extra fields without a clear reason tied to your account.

Cookies

Cookies remember your session, language choice and device checks. If you clear them, you may need to sign in again, and some notices may appear more often until a fresh session starts.

Account security

We ask you to keep your password private, use your own device locks and check the login alerts we send. If something looks wrong, contact us quickly so we can review access and pause risky activity.

Retention

We retain records for as long as needed for account handling, fraud checks, tax duties, dispute response and legal retention periods. When a record is no longer needed, we remove or anonymise it under our process.

Change requests

If you want to change your name, address, phone number or communication choice, send the request from your registered contact. We may ask for proof so the account stays matched to the right person.

Access requests

For a copy of stored data or to raise a correction request, use the contact route in your account and include the exact detail you want changed. We will reply after identity checks and any legal review.

Questions about access and records

These questions cover access, records, contact and what changes when local law moves. If your case is tied to a specific notice or account event, write from the registered email shown in your profile so we can match the request fast. The answers below explain what we can share, how long we keep it and when access can change in India.

Yes. Send the request from your registered email or chat channel, and we will confirm identity before sharing the data we can lawfully disclose, along with the reason we keep each category.

Tell us which field is wrong and send the updated detail from your registered contact. We may ask for proof, then update the record where the law and account rules allow.

Cookies keep your session active, remember language choice and help with security checks. If you clear them, your session can end and you may need to verify again.

Only staff and service partners who need the record for support, security or legal duties can see it. Access is limited, logged and checked under our internal controls.

We store records only for the time needed to run the account, resolve disputes, meet tax or legal duties and maintain security. After that, we delete or anonymise them.

If the law changes in your region, access may change too. We apply the updated position where local law permits, and we may ask you to re-confirm details.

Use the contact route in your account and quote the notice reference, if any. That helps us match your request, check the record and reply in the right channel.

Legal terms for India accounts

Ways to reach our legal team

How we handle records safely

Data handling

Cookies

Account security

Retention

Change requests

Access requests

Questions about access and records

01 Can I ask what data you hold?

02 What if I want a correction?

03 How do cookies affect my session?

04 Who can access my account records?

05 How long do you store records?

06 What happens if local law changes?

07 How do I contact you about a notice?

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